Effective Date: July 15, 2025

Welcome to https://www.stevepappaterra.com (the "Site"). Please read these Terms and Conditions ("Terms", "Terms and Conditions") carefully before using the Site operated by Steve Pappaterra ("we", "us", or "our").

By accessing or using the Site, you agree to be bound by these Terms. If you do not agree with any part of the Terms, you should not use the Site.

1. Use of the Site

You agree to use this Site for lawful purposes only. You must not use the Site in any way that may damage, disable, or impair the Site or interfere with any other party's use of the Site.

2. Intellectual Property

All content on this Site, including text, graphics, logos, images, audio, video, and software, is the property of Steve Pappaterra or its content suppliers and is protected by copyright, trademark, and other intellectual property laws. You may not reproduce, distribute, or transmit any part of the Site without our prior written permission.

3. No Professional Advice

The information provided on this Site is for general informational purposes only and does not constitute professional, legal, financial, or other advice. You should consult with a qualified professional for advice tailored to your specific situation.

4. Links to Other Websites

Our Site may contain links to third-party websites or services that are not owned or controlled by us. We do not endorse or assume responsibility for any third-party websites or services. You access them at your own risk.

5. Limitation of Liability

To the fullest extent permitted by law, we shall not be liable for any damages arising from or related to your use of or inability to use the Site or any content provided therein, including but not limited to direct, indirect, incidental, punitive, or consequential damages.

6. Indemnification

You agree to indemnify, defend, and hold harmless Steve Pappaterra and its affiliates from any claims, liabilities, damages, losses, or expenses, including legal fees, arising out of or related to your use of the Site or violation of these Terms.

7. Termination

We may terminate or suspend your access to the Site, without notice, for conduct that we believe violates these Terms or is harmful to other users of the Site, us, or third parties.

8. Changes to These Terms

We reserve the right to modify or replace these Terms at any time. Any changes will be effective immediately upon posting on this page. Your continued use of the Site after changes are posted constitutes your acceptance of the new Terms.

9. Governing Law

These Terms shall be governed and construed in accordance with the laws of the State of Pennsylvania, without regard to its conflict of law provisions.

10. Contact Us

If you have any questions about these Terms and Conditions, you may contact us at:

Email: spappaterra@icloud.com
Website: https://www.stevepappaterra.com